Residual Genius

Schedule A Reconciliation

Schedule A Reconciliation for ISO Agents

Your Schedule A is the contract. The processor's residual report is the claim. Reconciliation is proving the claim matches the contract, on every merchant, every line item, every month.

Audit Your First Report Free

Schedule A Lives Everywhere Except Your Audit Workflow

Agents store Schedule A rates in PDFs, onboarding packets, CRM notes, and spreadsheets maintained by someone who left two years ago. When the residual report arrives, reconciliation becomes guesswork, or doesn't happen at all.

  • Effective date gaps leave merchants on the wrong rate version without anyone noticing.
  • Line item types on the processor report don't match Schedule A labels, so agents skip them.
  • Manual reconciliation can't scale past a few dozen merchants per month.
  • Without documented reconciliation, alignment conversations become anecdote against export.

How Residual Genius Reconciles Schedule A to Residuals

Ingest your Schedule A from PDF, spreadsheet, or contract extract. Version rates with effective dates. Every upload reconciles processor payouts against the right contract snapshot for that reporting period.

  1. Digitize Your Schedule A Once

    Upload your rate table however you have it. AI extraction handles PDFs and screenshots, you review before save.

  2. Resolve Rate Versions by Period

    Merchants with overlapping or missing Schedule A versions get flagged, not silently defaulted to a guess.

  3. Audit Every Line Item Against Contract

    Expected residual from net × rev-share. Variance highlights where the processor report diverges from your Schedule A.

Residual Genius, independent residual auditing for ISO agents.

Frequently Asked Questions

What is Schedule A reconciliation?
It's the process of verifying that each residual line item on your processor report was paid according to the rev-share percentages and fee rules in your executed Schedule A / ISO agreement.
Do I need a perfectly formatted Schedule A file?
No. Residual Genius accepts PDFs, spreadsheets, and contract excerpts. You confirm extracted rates before they're used in audits.
How does reconciliation help with processor conversations?
Confirmed exceptions with merchant-level dollar amounts and line item types are documentation, not anecdotes. Alignment packages built from reconciliation data are harder to dismiss.