Independent agents
Residual auditing built for independent agents
You own your merchant book and your Schedule A. When the processor report arrives, you need line-item proof that pay matches contract, not a gut check against last month's deposit.
Your first audit is free
- One free audit on any processor format
- Map your Schedule A once, then reconcile every line item
- Then $147/mo Agent unless you cancel before your first charge
Why independent agents outgrow spreadsheet checks
- You reconcile alone: no ops team to split the work across hundreds of merchants.
- Processor exports change column names and fee labels; your Schedule A lives in PDFs and email threads.
- Spot-checking high-volume MIDs misses underpayment spread across mid-tier merchants.
- Without documented variance, processor conversations become anecdote against export.
What changes with automated reconciliation
Upload the report you already download. Residual Genius normalizes the file, applies your Schedule A, and flags material negative variance across your full book.
- See exceptions grouped by fee type so patterns stand out from one-offs.
- Confirm findings against your contract before you contact your ISO or processor.
- Run the same check every month in minutes instead of rebuilding spreadsheets.
Residual Genius, independent residual auditing. You control escalation; we document variance.
Frequently asked questions
- Do I need my ISO's permission to audit?
- No API connection required. You upload the residual detail export you already receive. The audit compares that file to your Schedule A terms.
- Is the first audit really free?
- Yes. Create a free account and reconcile one full residual report. No upfront payment, then $147/mo unless you cancel before your first charge.
- What if I only manage one processor format?
- Upload CSV or Excel in whatever layout you download. Column mapping is assisted on upload; CardConnect exports use a locked fast path.
Ready to reconcile your next report?
No upfront payment. Start your first audit free, then $147/mo. Cancel anytime in one click.
Audit your first report free