Data security and privacy
Who sees my data, and is it safe?
Residual Genius handles sensitive residual and Schedule A files every day. Here is how we protect your organization's data in plain language, backed by how the platform is actually built.
Your data is yours
You own the residual reports, Schedule A materials, and audit outputs you upload. Residual Genius LLC does not claim ownership of your portfolio, merchant, or processor data. We host and process it only to provide the audit and related features you use.
Strict tenant isolation
Every organization on Residual Genius has its own isolated workspace. Your uploads, reconciliation rows, and Schedule A configuration are tied to your organization and are not visible to other customers.
Access is enforced in the application and at the database layer using organization-scoped permissions and row-level security on configured tables. We have run dedicated tenant isolation tests to verify that one organization cannot read another's data through normal product paths.
Platform administrators with explicit internal roles may access data only for support, abuse prevention, and operations you request. That access is not available to other paying customers.
Encryption in transit and at rest
All traffic between your browser and Residual Genius uses HTTPS (TLS). Files and database records are stored on Supabase and our hosting providers, which encrypt data at rest using standard cloud platform encryption. We do not store your login password in plain text.
What we do with your data
We use your data to run your audit: parse your file, reconcile against your Schedule A, surface variance, and show results in your dashboard. We do not sell your residual files or audit results to third parties.
Optional AI-assisted features send the minimum content needed to model providers (for example, Anthropic) to parse and reconcile your file. You should only upload data you are authorized to share with those subprocessors.
A separate, internal data-intelligence layer is designed for future de-identified, aggregated benchmarks only (k-anonymized buckets, opt-in, legal review required). It is not active in production today and does not expose your org-specific financial rows to other customers.
Who can access your account
Users inside your organization who you invite or who share your org account can see data for that organization according to their role. Other agents on Residual Genius outside your org cannot browse your portfolio.
Keep credentials private and remove access for team members who leave. You are responsible for who you authorize inside your organization.
Mediation and dispute tools
Optional mediation features help you document payment discrepancies and facilitate business correspondence with processors. Residual Genius is not a law firm and does not provide legal advice or legal representation. For legal questions about a dispute, consult a licensed attorney.
Common questions
- Can other agents see my residuals?
- No. Your uploads, reconciliation results, and Schedule A data are scoped to your organization. Other customers cannot access your portfolio through the product.
- Do you sell my data?
- No. We do not sell your residual files, merchant lists, or audit results. We use your data to run the Service you requested.
- Can I delete my data?
- Yes. Email us to request deletion. A platform administrator verifies your identity and runs our org deletion workflow, which removes uploads, reconciliation, Schedule A, mediation, and member accounts for your organization. Backup copies, billing records where required by law, anonymized security logs, and cross-org aggregated statistics may be retained as described in our Privacy policy.
- Is my data encrypted?
- Yes. Data is encrypted in transit over HTTPS/TLS. Data at rest is encrypted by our cloud providers using industry-standard platform encryption.
Need deletion, export, or a security question? Email info@cardsmart.io. For formal policies, see our Privacy policy and Security page.
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