Residual Genius

Residual Audit Software

Residual Audit Software Built for Payment Agents

Upload a CSV or Excel residual export from a supported processor layout. Residual Genius normalizes the file, matches every line item to your Schedule A, flags variance from your contract, and groups exceptions so you see patterns, not portfolio noise.

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Spreadsheets Weren't Built for Residual Audits

Agents inherit portfolios with hundreds of merchants and a dozen processor formats. Monthly residual reports arrive as CSV exports, PDFs, or portal downloads, each with different column names, fee categories, and net calculations.

  • Manual spot-checks miss systematic variance that repeats across dozens of merchants.
  • Rev-share applied to gross instead of net stays invisible until someone audits line by line.
  • Schedule A rate tables live in PDFs and email threads, not in the tool you use to reconcile.
  • Hours in a spreadsheet still can't prove a pattern to your processor contact.

How Residual Genius Audits Residuals for Agents

Upload a CSV or Excel export in a supported processor layout. Map your Schedule A once. The system reconciles expected vs. actual residual on every merchant and line item type, then groups exceptions so you see patterns, not noise.

  1. Upload a CSV or Excel Export in a Supported Processor Layout

    Validated CSV and Excel layouts map to a canonical schema on upload without manual reformatting.

  2. Reconcile Against Your Schedule A

    Contracted rev-share drives expected residual per line item. Variance is computed from net, not volume, the way your ISO agreement defines it.

  3. Quantify Documented Variance

    Flagged exceptions roll up by line item type and merchant. Confirm findings against your contract, total variance impact, and package documentation for processor alignment conversations.

Residual Genius, independent residual auditing for ISO agents.

Frequently Asked Questions

Is Residual Genius residual audit software or a spreadsheet replacement?
Both. It replaces the manual reconciliation work agents do in Excel, matching processor payouts to Schedule A rates, with automated line-item audits and systematic pattern detection.
Do I need IT to install anything?
No. Residual Genius runs in the browser. Upload a report, review exceptions, export findings, no local software or processor API integration required.
How is this different from my processor's portal?
Processor portals show what they paid you. Residual Genius compares that to what your Schedule A specifies, and highlights where the two diverge.